#FromMilestonetoMiles
Turn your home bills into Business Class tickets to Anywhere in the world!
Earn air miles, cashback or points on major home or family expenses with your credit card on CardUp and stand to win a pair of Business Class tickets to anywhere (worth up to S$8,000) plus other exciting prizes!





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How many air miles can you earn?
Pay
Nick uses his credit card on CardUp to pay his renovation, mortgage loan and stamp duty amounting to S$65,760 yearly
Earn
His card rewards him with 1.4 miles per dollar spent, earning him 93,675.12 miles for these payments
Redeem
Nick is able to take off on a business class flight to Tokyo worth $4,000 at only $1,151 in CardUp fees* - that's 63% in savings!
*CardUp charges a small processing fee to enable payments in areas where cards a not accepted so you can earn rewards on the. Apply promo code below for more savings!
You can use DBS, UOB, OCBC, Citibank or any major credit card issued in Singapore to enjoy the lower fees!
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Wondering how many rewards can you earn?
Use our rewards calculator to find out.
How it works

1. Set up payment
Enter your home or family expense details (e.g. renovation, mortgage, condo MCST and more) and your recipients info. You can still pay them even if they don't use CardUp or accept cards.

2. Credit card charged
Your payment is charged securely with a small fee. CardUp will then transfer the payment to your recipient via bank transfer within 3 business days. (Next day transfer available with a small fee.)

3. Rack up your rewards
Your payment just earned you even more rewards. Want more rewards? Pay other expenses via CardUp.
Jet Off in Style
Fly Business Class to Anywhere in the world - on Us! 🎉
Dreaming of savoring sushi in Tokyo? Or maybe immersing yourself in the wonders of Athens? We’ll make your dream into a reality!
From now till 3 November 2025, stand to win attractive prizes by just paying your home/family bills or referring you friends to CardUp.
Grand Prize
A pair of Business Class tickets to Anywhere
(worth up to S$8,000)

4 Runner-Up Prizes
Apple iPad 128GB 11-inch
(worth S$499)
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How to participate
Set up any new home or family expenses from renovation, mortgage, rent, education to car loan and more OR refer your friend to make these payments to gain entry to the draw:
Earn 1 entry
Pay your new home expenses¹
expenses through CardUp and earn 1 entry.
Mortgage, Property Tax, Property Agency Fee, Education, Renovation, Helper Salary, Car Loan, Car Rental/Leasing, Stamp Duty.
Earn 2 entries
Promo Codes
Apply these promo codes on your next home payment and start earning entries to the lucky draw!
One-off Payments
Recurring Payments
CardUp supports cards from all major banks and issuers












All payments made with CardUp meet the highest security standards
We are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform.

You can also pay these expenses on CardUp
Earn miles, points and cashback on all these payment types traditionally not payable by card.

Rent and rental deposit

Education

Insurance

Condo and MCST fees

Income tax

Car loan

Mortgage

Helper salary

Stamp duty

Season parking

Electricity bills

Property tax

Start your miles journey here
Enter your email to receive instructions on how to get started on CardUp, with no monthly subscriptions or set-up fees – you simply pay as you go. Explore the platform today to see it for yourself!
By submitting this form, you agree to receive promotional communication from CardUp. You have the option to opt out at any time. For more details, refer to our Privacy Policy
What payments qualify for the lucky draw?
- Rent
- Condo & MCST
- Mortgage
- Property Tax
- Property Agency Fee
- Education
- Renovation
- Helper Salary
- Car Loan
- Car Rental/Leasing
- Stamp Duty
How to make payment on CardUp?
- Sign up or log in
a. Create a free CardUp personal account or log into your existing account. - Create a Payment
a. Click “+Create Payment” button at the top right corner of the site. - Choose Payment type
a. Select the home payment category (i.e rent, mortgage, MCST, property tax and more) - Select or add recipient
a. Search for your recipient in the directory. If they’re not listed, add a new recipient by entering their details. - Enter payment details
a. Fill in the amount and any required payment information. You may also apply a promo code. - Review and confirm
a. Double-check all details, then click "Create Payment" to finalize your payment.
How to refer my friend on CardUp?
- Tell your friends about CardUp
a. Tell your friends about CardUp who have home payments to make (i.e rent, mortgage, property tax and more) - Your friend signs up
a. Your friend must create a CardUp personal account - Your friend completes a home payment
a. They need to make and complete a qualifying home payment using CardUp - Fill in the referral form
a. Enter your friend’s registered CardUp email address and name in the referral form here.
To earn entry, your friend must make a home payment.
Terms and Conditions apply.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 3.33% cashback) on most credit cards, including for payments such as insurance premiums and taxes.
This includes all of these popular credit cards listed here.
You can use DBS, UOB, OCBC, or any major credit cards issued in Singapore on CardUp
How will the rewards earned outweigh the CardUp fee?
Rest assured for many credit cards in Singapore, the value of the rewards gained will outweigh our fees.
You can visit this link for an example taking you through how monthly payments of $5,480 can help you redeem a return business class flight to Tokyo, Japan (worth $4,000) at just $1,480 in fees!
What are the best credit cards to use on CardUp?
- UOB Privi Miles Card - Earn 1.4 miles per S$1 on local spend
- Citi PremierMiles Card - Earn 1.2 miles per S$1, with miles that never expire
- DBS Altitude Card Visa Signature Card - Earn 1.2 miles per S$1 locally and bonus miles on travel bookings
These cards help you maximize rewards on payments like rent, insurance, and school fees through CardUp.
For more information, visit the full blog here
View the full terms and conditions for #FromMilestonestoMiles campaign here.

Earn rewards on your home payments today
Join the thousands of customers who have paid their home payments with CardUp.