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#FromMilestonetoMiles

Turn your home bills into Business Class tickets to Anywhere in the world!

Earn air miles, cashback or points on major home or family expenses with your credit card on CardUp and stand to win a pair of Business Class tickets to anywhere (worth up to S$8,000) plus other exciting prizes! 

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SG B2C Paid Ads - Income Tax 2025
"Our renovation expenses earned us a trip to New Zealand!-twocountsof4
Click to watch 👇

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How many air miles can you earn?

Pay

Nick uses his credit card on CardUp to pay his renovation, mortgage loan and stamp duty amounting to S$65,760 yearly

Earn

His card rewards him with 1.4 miles per dollar spent, earning him 93,675.12 miles for these payments

Redeem

Nick is able to take off on a business class flight to Tokyo worth $4,000 at only $1,151 in CardUp fees* - that's 63% in savings!

 

*CardUp charges a small processing fee to enable payments in areas where cards a not accepted so you can earn rewards on the. Apply promo code below for more savings!

You can use DBS, UOB, OCBC, Citibank or any major credit card issued in Singapore to enjoy the lower fees!

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Wondering how many rewards can you earn?

Use our rewards calculator to find out.

How it works

2. Business payment-step-v2-1
1. Set up payment

Enter your home or family expense details (e.g. renovation, mortgage, condo MCST and more) and your recipients info. You can still pay them even if they don't use CardUp or accept cards.

 

 

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2. Credit card charged

Your payment is charged securely with a small fee. CardUp will then transfer the payment to your recipient via bank transfer within 3 business days. (Next day transfer available with a small fee.)

1.-General-step-3-1
3. Rack up your rewards

Your payment just earned you even more rewards. Want more rewards? Pay other expenses via CardUp. 

Jet Off in Style

Fly Business Class to Anywhere in the world - on Us! 🎉

 Dreaming of savoring sushi in Tokyo? Or maybe immersing yourself in the wonders of Athens? We’ll make your dream into a reality!

From now till 3 November 2025, stand to win attractive prizes by just paying your home/family bills or referring you friends to CardUp.

Grand Prize
A pair of Business Class tickets to Anywhere
(worth up to S$8,000)
SG B2C Paid Ads - Income Tax 2025
4 Runner-Up Prizes
Apple iPad 128GB 11-inch
(worth S$499)
Income tax p1b (v1)

How to participate

Set up any new home or family expenses from renovation, mortgage, rent, education to car loan and more OR refer your friend to make these payments to gain entry to the draw:

Earn 1 entry

Pay your new home expenses¹

Pay your new home or family
expenses through CardUp and earn 1 entry.
 
 

 

¹ Home expenses refers to Rent, Condo & MCST,
Mortgage, Property Tax, Property Agency Fee, Education, Renovation, Helper Salary, Car Loan, Car Rental/Leasing, Stamp Duty.

 

Earn 2 entries
Refer a friend
 
Refer a friend to CardUp by submitting their details via the referral form below. Once your friend completes a home payment, you earn 2 entries.
 
 
One-off Payments
2.0% (u.p. 2.6%)
  • Use code RENO25ONE
  • Renovation
  • Singapore-issued Visa and UnionPay credit cards
  • Ends 26 December 2025
Recurring Payments
from 1.73% (u.p. 2.6%)
  • Use code 3HOME25R
  • 3-tier discounted fee from 1.73% on recurring payments
  • Mortgage, Car Loan, Car Rental/Leasing, Condo MCST, Education, Rent, Renovation, Property Agency Fee, Property Tax, Helper Salary
  • Ends 26 December 2025
Have an OCBC card? See exclusive and other ongoing promotions here.
More questions on lucky draw? Find out below.

CardUp supports cards from all major banks and issuers

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BOC Logo
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Citibank Logo
DBS Logo
HSBC Logo
Maybank Logo
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POSB Logo
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UOB Logo
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All payments made with CardUp meet the highest security standards

We are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform. 

PCI-DSS and MAS

You can also pay these expenses on CardUp

Earn miles, points and cashback on all these payment types traditionally not payable by card.

Pay rent and rental deposit

Rent and rental deposit

Pay education fees

Education

Pay insurance

Insurance

Pay condominium fees

Condo and MCST fees

Pay income tax

Income tax

Pay car loan

Car loan

Pay mortgage payment

Mortgage

Pay payroll

Helper salary

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Stamp duty

Pay season parking

Season parking

Pay electricity bill

Electricity bills

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Property tax

Pay IRAS income tax with dbs, uob, ocbc, citibank cards

Start your miles journey here

Enter your email to receive instructions on how to get started on CardUp, with no monthly subscriptions or set-up fees – you simply pay as you go. Explore the platform today to see it for yourself!

By submitting this form, you agree to receive promotional communication from CardUp. You have the option to opt out at any time. For more details, refer to our Privacy Policy

#FromMilestonetoMiles Campaign FAQ

What payments qualify for the lucky draw?

How to make payment on CardUp?

How to refer my friend on CardUp?

Will I earn rewards on my credit card for payments made through CardUp?

How will the rewards earned outweigh the CardUp fee?

What are the best credit cards to use on CardUp?

View the full terms and conditions for #FromMilestonestoMiles campaign here.

Lady happily making online payment on laptop, with credit card

Earn rewards on your home payments today

Join the thousands of customers who have paid their home payments with CardUp.