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Transform the way you pay and get paid

Our no-code platform helps businesses improve cash flow, save time and automate finance processes.

 

Enjoy a

5 in 1

payment solution

Access interest-free capital at rates

68% cheaper

than SME financing loans

Save up to

2 days

per month on chasing payments

What is CardUp?

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All-in-one payment platform

Whether you want to make a domestic or international payment to your supplier or collect a payment from your customer, easily manage everything on one platform.

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Digital payment service

With CardUp, you can now make and collect payments digitally, including with a credit card, even in places where cards are traditionally not accepted.

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Productivity suite

Take advantage of easy-to-use features to minimise manual labour and maximise your time. You'll finally be able to automate your payment processes.

Wondering how much CardUp can help you save on your next flight?

Use our free rewards calculator to see how much miles you can earn!

Rewards Calculator >
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Changing the way business expenses are paid

Shift these expenses from cash, cheque or bank transfers onto digital means - it's about time!

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Renovation
NEW!

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Rent and rental deposit

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Education

Pay insurance

Insurance

Pay condominium fees

Condo and MCST fees

Pay income tax

Taxes

Pay car loan

Car loan

Pay mortgage payment

Mortgage

Pay payroll

Helper salary

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Stamp duty

Pay season parking

Season parking

Pay electricity bill

Electricity bills

Want to use CardUp for your business expenses?

We've got your payroll, supplier invoices and more covered. Let's get down to business.

What our platform does for you

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Optimise cash on hand

Free up more cash on hand to better manage your working capital. Extend your payables by up to 2 months and improve your receivables by getting paid faster.

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Digitise and automate

Save up to 24 man-hours per week by automating your payment processes with our invoice and payment collection tools. No training or integrations to get started.

Get more cash back and redeem flight tickets at cheaper cost

Make payments rewarding

Earn up to 3% cashback or 1.6 miles per dollar on expenses you're already paying for. Cut down on travel expenses and enjoy savings by earning rewards.

CardUp supports cards from all major banks and issuers

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Citibank Logo
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From big to small, we work with businesses of all sizes

"A clear value-add is the ability to access interest-free credit to help drive working capital needs for large recurring business. This has been pivotal in helping drive healthy working capital ratios."

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Jerrold Quek
Chief Operating Officer | Far Ocean Group

“Since our clients are incentivised to make the payment to us, we get the money on time, and we can plan our business better. That is how much our payments have improved since using CardUp.”

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Lenny Lim
Chief Operating Officer | Beacon Financial Services

"With CardUp, I’m able to minimise cash flow gaps and keep my business running without disruption.'

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Dr Chong
Managing Director | Aviation Virtual

"With CardUp, we've been able to capture the miles on our business payments to reduce overall travel expenses for our business."

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Michael Finn
Director | The Fifth Collection

"CardUp's unique platform helps optimise cash flow, especially in a small team to keep operations going smoothly."

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Jeremy Tan
Team Lead | Paula’s Choice

"CardUp allows us to offer our card payments as an option and to reconcile receivables in our accounting software automatically."

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Brice Derouet
Head of Finance | Hmlet

"The rollout of CardUp has saved us time and resources in our payment collection processes. In addition, we now offer parents another preferred and more rewarding way to pay!"

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Pang Shi Kang
Financial Controller | Etonhouse

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Far Ocean
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We've got your payment processes covered

MAKE DOMESTIC PAYMENTS

Make use of your credit card line

Shift your business expenses onto your credit card to maximise its full potential. Get up to 2 extra months of interest-free working capital by fully accessing the credit line that is sitting idle in your back pocket. Plus, enjoy the benefit of earning rewards.

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MAKE INTERNATIONAL PAYMENTS

Send money overseas without breaking the bank

Enjoy real market exchange rates with no hidden mark up and much lower fees on your overseas invoices, school fees and more. 

Plus, earn card rewards that you would have otherwise missed out on!

COLLECT PAYMENTS

Change how you get paid

Improve how you collect receivables with no technological know-how or integrations needed. Accept payments by credit card and PayNow and easily monitor all your receivables.

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Simple, transparent pricing

Access one of the fastest and most convenient sources of working capital - from just 1.3% fee to start making payments, or 0% fee to collect payments. No hidden cost or setup fee!

Security is at the core of our platform

PCI-DSS and MAS

We are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform. This means that our platform meets the highest security standards to ensure that your payments are safe.

Still have questions about using CardUp?

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We're ready to start working with you

Join thousands of other businesses already saving time and money when you sign up today