Simple and flexible pricing
✔️ No platform or setup fees ✔️ Get started completely free
Domestic cards
International cards
PayNow
The 1% credit card offer is only valid for new collectors, on the first S$5,000 collected, and expires 45 days after account verification. Thereafter, standard processing fees apply, including a minimum fee of S$3.40 for any payment below S$130. See full T&Cs here.
Start collecting with CardUp
Enjoy 1% fees on the first S$5,000 you collect by credit card and receive payout in the next business day at an additional fee of 0.3%. Plus, no fees for PayNow! Provide your details below.
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No platform or setup fee
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No technical integration
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No strings attached
Who pays the fee?
You may decide if you or your customers will pay.
Your business pays the fee
Your business pays for credit card acceptance and reconciliation. Your customers enjoy a free and rewarding payment option.
or
Your customer pays the fee
Your customers pay for the convenience and benefits of paying with their credit cards. Your business collect payments for free.
No fees for anyone
Your business gets to enjoy automatic reconciliation of all payments and your customers get to enjoy the convenience at no cost.
Note: If you're using CardUp for Xero, you may split the fee percentage however you like.
Frequently Asked Questions
Can my business use CardUp Collect?
You can sign up for to collect PayNow payments using your CardUp for Business account if your business:
- owns a corporate bank account
In addition, to collect credit card payments, your company:
- is at least 2 years old (if your business is registered as a sole proprietor)
- is not operating in these restricted categories
- if collecting prepaid invoices, amounts to be lesser than SG$9,000 (no limit on post-paid invoices)
If you wish to collect prepayments (payments for goods and services not already delivered) of value greater than S$9,000, please get in touch with us at hello@cardup.co.
If you meet the requirements, head over to our sign up page to get started. We will get back to you with next steps within 2 business days.
Can I pass the fee to my customers?
When collecting payments through CardUp, you can choose to either absorb the fee or pass it on completely to your customers.
There are no signup, gateway or platform fees when you use our platform.
Do I need a registered PayNow account to start collecting PayNow payments?
No, you don't need a registered PayNow account to get started collecting PayNow payments through our platform.
How long does it take for me to receive my payments?
As a Collector, you will also be able to select how soon you receive the payout. There are 2 options available: Standard payout (receive in 3 business days at no additional fee) or Next business day payout (receive payout in the next business day at an additional fee of 0.3%)