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Best exchange rates and transfer fees to pay overseas 

Why pay more when you can pay less? Enjoy real market exchange rates with no hidden markup and lower transfer fees 

X
1 USD = 1.3718 SGD Market exchange rate
=
SGD 344,320.07 Amount we will convert
+
SGD 1,102.69 Conversion fee
SGD 20.00 SWIFT fee
=
SGD 344,320.07 Amount you send
+
SGD 8,814.59 Fee waived
SGD353,134.66
About our rates and fees

Earn up to 1.6 miles per dollar or 5% cashback* when you shift your international payments onto your credit card using CardUp.

Use promo code [PromoCode]** and enjoy 1.9% (U.P. 2.6%) card processing fee.

Enjoy over 76% lower cost compared to others

Here's how much it costs to pay a 50,000 USD invoice

Cheapest way to pay overseas, send money oversea | cheapest exchange rates | Cheapest transfer fees
Cheapest FX rates | Best foreign exchange rates | Lowest mid-market rates
  1. Exchange rates as of 11 August 2022. View the updated rates on our calculator above.
  2. The credit card above earns miles at 1.5 miles per dollar. Rewards are also earned on the CardUp fee.
  3. The reduced conversion fee offer for bank transfers is valid until 31 December 2023
  4. We ensure that all associated fees are presented upfront to you - no hidden markups or fees.

Rewards beyond borders

13007_Product-Benefit-SGD to USD, MYR, HKD, INR, IDR - Be wise with the lowest in market rates on CardUpIcons_fx_r

Low rates and fees

Best exchange rates for USD, EUR, GBP & more. Plus, no fees by bank transfer or extra low fees by card

Be wise when sending money overseas | fast and secure oversea transfer

Transparent and secure

See breakdown costs presented upfront - no hidden markup. Platform has bank-standard security.

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Limitless card benefits

Fly beyond with earned miles or get cashback savings with your credit card. Plus, pay only when your card bill is due almost 2 months later.

Better than wise | cheaper than wise | pay overseas

Track all at one place

Never lose sight of your payments, no matter how far. View all past and upcoming local and overseas payments in one dashboard.

Global payments made rewarding
Do you need to make overseas personal payments?

Best exchange rate and much lower transfer cost

Why pay more when you can pay less?

Pay with real market exchange rates (no hidden markup) and fees that are over 76% cheaper than banks and other remittance providers. 

Pay USD, GBP, EUR, HKD, JPY, CNY overseas at lowest fx rates
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Complete transparency to save your time and money

No hidden markup or fees. All charges are presented upfront so you will know exactly what you are paying for.

Pay by credit card at the lowest card fee

Unlock the full benefits of your credit card – whether it is to rack up air miles for your next trip or earn cashback savings. You'll also get to defer payments by up to 2 months for better cash flow.

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Save more with our limited-time offers

  • New users: 1.3% (2.6%) CardUp fee for credit card payments 
  • All users: 0% CardUp fees and reduced conversion fee for bank transfer

By submitting this form, you agree to receive promotional emails from CardUp. You have the option to opt-out at any time. For more details refer to our Privacy Policy

Get started and pay abroad

in less than 10 minutes

cross border payment | international money transfer | HKD, USD, INR, EUR, GBP, AUD
1. Get started

Sign up for a free account and verify your identity in less than 3 minutes with CorpPass.

2. Set up payment

Create a Supplier payment, enter the payment amount and recipient's bank details, and attach your invoice.

3. Select payment method

Choose credit card or bank transfer and hit "Create Payment". It is really that simple!

Start paying around the world by credit card

at low rates, even where cards are not accepted

Make payments to 70+ countries...

aud Algeria

aud  Andorra

aud Angola

aud   Anguillar

aud  Argentina

aud  Armenia

aud  Aruba

aud  Australia

aud  Austria

aud Azerbaijan

aud Bahrain

aud  Bangladesh

aud  Belgium

aud  Bolivia

aud  Bosnia and Herzegovina

aud  Brazil

aud  British Virgin Islands

aud  Bulgaria

aud  Cambodia

aud Canada

aud Chile

aud  China

aud  Colombia

aud  Costa Rica

aud  Croatia

aud  Cyprus

aud Czech Republic

aud  Denmark

aud  Dominica

aud  Dominican Republic

aud   East Timor

aud  Ecuador

aud Egypt

aud Estonia

aud  Faroe Islands

aud  Fiji

aud  Finland

aud  France

aud  French Guiana

aud  French Polynesia

aud French Southern Territories

aud  Georgia

aud  Germany

aud Greece

aud  Greenland

aud Grenada

aud  Guernsey

aud  Guyana

aud  Honduras

aud  Hong Kong

aud Hungary

aud   Iceland

aud   India

aud  Indonesia

aud  Ireland

aud  Isle of Man

aud  Israel

aud  Italy

aud  Japan

aud  Jersey

aud Kazakhstan

aud  Kosovo

aud  Kuwait

aud  Kyrgyzstan

aud  Latvia

aud  Liechtenstein

aud  Lithuania

aud  Luxembourg

aud  Macedonia

aud  Malaysia

aud  Maldives

aud  Malta

aud  Martinique

aud  Mauritius

aud  Mayotte

aud  Mexico

aud  Monaco

aud  Montenegro

aud   Namibia

aud Nepal

aud Netherlands

aud New Caledonia

aud  New Zealand

aud  Nigeria

aud  Norway

aud  Oman

aud  Paraguay

aud  Peru

aud  Philippines

aud  Poland

aud  Portugal

aud Puerto Rico

aud  Qatar

aud  Reunion

aud Romania

aud Saint Barthelemy

aud  Saint Lucia

aud  Saint Martin

aud  Saint Pierre and Miquelon

aud San Marino

aud   Saudi Arabia

aud  Serbia

aud  Seychelles

aud  Singapore

aud  Slovakia

aud  Slovenia

aud  South Africa

aud  South Korea

aud  Spain

aud Sri Lanka

aud  Sweden

aud  Switzerland

aud Taiwan

aud  Tajikistan

aud  Thailand

aud  Tunisia

aud  Turkey

aud  United Arab Emirates

aud  United Kingdom

aud  United States

aud  Uruguay

aud  Vietnam

aud  Wallis and Futuna

aud   Zambia

...in 20+ currencies

 

aud  Australian dollar

aud  Bangladeshi taka

aud  British pound

aud Canadian dollar

aud  Chinese yuan

aud Euro

aud  Hong Kong

aud  Indian rupee

aud  Indonesian rupiah

aud Israeli new shekel

aud Japanese yen

aud  Malaysian ringgit

aud  Mexican peso

aud  Napalese rupee

aud  New Zealand dollar

aud  Norwegian krone

aud  Philippine peso

aud  South Korean won

aud  Swedish krona

aud  Swiss franc

aud  Thai baht

aud  Turkish lira

aud  US dollar

aud  Vietnamese dong

Have questions about making international payments?

Whom can I pay internationally?

What credit cards are accepted?

What are the fees?

How does using my credit card free up my cash flow for 2 months?

Will I earn rewards on my credit card for payments made through CardUp?