In partnership with Kelvin Learn Investing
Turn life expenses into life experiences
Earn credit card rewards on your rent, insurance, income tax, mortgage loan and more via CardUp.
Pay virtually any of life's expenses by card
Earn miles, points and cashback on all these payment types traditionally not payable by card.
Rent and rental deposit
Education
Insurance
Condo and MCST fees
Income tax
Car loan
Mortgage
Helper salary
Stamp duty
Season parking
Electricity bills
Property tax
Over 500,000,000 air miles already earned by our customers
"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles. This has helped us with our many vacations including to Iceland and back!"
Barry and Laura
Uses CardUp for rent and income taxes
"I've scheduled my child's school fees and my ongoing car loan onto my favourite cashback credit cards using CardUp. Now, I'm able to get additional savings automatically each month!"
Jonathan Tan
Uses CardUp for education fees and car loan
"Skiing with our kids was the highlight of our year. We used the reward miles earned to fly to Switzerland, all thanks to CardUp!"
The O'Reilly Family
Uses CardUp for rent and taxes
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How many air miles can you earn?
Pay
Nick uses his credit card on CardUp to pay his income tax and insurance amounting to S$65,760 yearly
Earn
His card rewards him with 1.4 miles per dollar spent, earning him 94,135 miles for these payments
Redeem
Nick is able to take off on a business class flight to Tokyo worth $4,000 at only $1,480 in CardUp fees* - that's 63% in savings!
* CardUp charges a processing fee per transaction to enable card payment in areas cards are not accepted. You can utilize the offer below to enjoy your first payment for free!
All payments made through CardUp are eligible for the base rewards on most credit cards, no matter the payment type you are making.
🎉 Get 1st payment free
Use promo code KELINVEST
to enjoy $30 off* the CardUp fee (u.p. 2.6%) on any personal payment - that's a free payment of up to $1,150.
Sign up for a free CardUp account to enjoy this offer!
*Valid on first payment with Visa, Mastercard or China UnionPay credit card. View the full T&Cs here.
How to pay and earn rewards
1. Set up a payment
Sign up for a free account and enter the payment, recipient details, and promo code. You can pay anyone, even if they don't use CardUp.
2. Recipient gets paid
The payment is charged directly to your card with a small CardUp fee. Your recipient receives the funds via bank transfer in as quickly as one business day.
3. Rack up your rewards
Sit back, relax and earn the rewards on your favourite credit cards from these payments. Here's to more miles, points and cashback!
CardUp supports cards from all major banks and issuers
Have questions about using our platform?
How will payments made by CardUp appear on the recipient's bank statement?
The CardUp payment will reflect on the recipient’s statement as the unique payment reference entered when the payment is set up. Here's an example of a bank statement reference
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 3% cashback) on most credit cards, including for payments such as insurance premiums and taxes.
This includes all of these popular credit cards listed here.
How will the rewards earned outweigh the CardUp fee?
Rest assured for many credit cards in Singapore, the value of the rewards gained will outweigh our fees.
Our rewards calculator will help you calculate the miles or cashback earned based on the credit card used and amount spent. Here's an example of how you can redeem a business class return ticket to Japan worth $4,000 at only $1,480!
Maximise your credit card rewards today
Join the thousands of customers who have processed rewarding payments with CardUp