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In partnership with Mastercard

 

Unlock financial flexibility with your Mastercard cards via CardUp

Pay your large non-card expenses like rent, renovation, wedding expenses, storage fees and more on any Mastercard - even if your recipients don't accept cards

Unlock more benefits with your Mastercard on CardUp

Extend payment terms, defer cash outflow

and earn card rewards on these payment types traditionally not payable by card.

Pay rent and rental deposit

Rent and rental deposit

Pay education fees

Education

Pay insurance

Insurance

Pay condominium fees

Condo and MCST fees

Pay income tax

Income tax

Payment-type-stamp-duty-icon

Stamp duty

Pay season parking

Season parking

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Property tax

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How to maximise your credit card benefits for better cash flow?

Pay

Nick uses his credit card on CardUp to pay his rent, renovation and kids' school fees through the year.

Extend

Traditionally, these bills largely eat into his monthly income. Now with CardUp, he can easily defer the actual cash outflow and earn some card rewards that he usually doesn't.

Optimise

The extra cash in his bank now earns more interest and lets him feel less pressure on his monthly expenses.

Exclusive offer for Mastercard cardholders

Save more on your personal payments with these offers!

Recurring Rent 
0.5% (u.p. 2.6%)
  • Up to S$13,500
  • Promo fee thereafter: 0.8% (no spend limit)
  • Card rewards not guaranteed
  • Use code MCRENT5R
One-off Rent 
0.6% (u.p. 2.6%)
  • Up to S$13,500
  • Promo fee thereafter: 0.8% (no spend limit)
  • Card rewards not guaranteed
  • Use code MCRENT6
Recurring Education
1.1% (u.p. 2.6%)
  • Up to S$4,500
  • Promo fee thereafter: 1.5% (no spend limit)
  • Card rewards not guaranteed
  • Use code MCEDU11R
One-off Education
1.2% (u.p. 2.6%)
  • Up to S$4,500
  • Promo fee thereafter: 1.5% (no spend limit)
  • Card rewards not guaranteed
  • Use code MCEDU12
All Recurring payments
1.8% (u.p. 2.6%)
  • Up to S$10,500
  • Promo fee thereafter: 2.25% (no spend limit)
  • Card rewards guaranteed^
  • Use code MCREC18

^Card rewards are subject to your bank/issuer's rewards terms and conditions. Refer here for the popular cards.
The above offers are valid till 9 Janurary 2025 and are only applicable when payments are made with a Singapore-issued Mastercard card. 

How it works

Set up your payments
1. Set up your payment

Sign up for free. Enter the payment details. The payment is charged to your card with a small fee. You can pay anyone, even if they don't use CardUp.

Your recipient gets paid
2. Your recipient gets paid
Once your payment is scheduled, your recipient receives the funds via bank transfer in as quickly as one business day.
Your recipient gets paid
3. Maximise your card benefits

Earn points or rebates on business expenses you're already paying for. 

Over 500,000,000 air miles already earned by our customers

"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles. This has helped us with our many vacations including to Iceland and back!"

Portrait of Barry and Laura

Barry and Laura
Uses CardUp for rent and income taxes

"I've scheduled my child's school fees and my ongoing car loan onto my favourite cashback credit cards using CardUp. Now, I'm able to get additional savings automatically each month!"

Personal-Jonathan

Jonathan Tan
Uses CardUp for education fees and car loan

"Skiing with our kids was the highlight of our year. We used the reward miles earned to fly to Switzerland, all thanks to CardUp!"

Ashley O Reilly

The O'Reilly Family
Uses CardUp for rent and taxes

Have questions about using our platform?

How will payments made by CardUp appear on the recipient's bank statement?

How will the rewards earned outweigh the CardUp fee?

Can I schedule a payment for tomorrow?

Lady happily making online payment on laptop, with credit card

Maximise your credit card rewards today

Join the thousands of customers who have processed rewarding payments with CardUp