In partnership with Singlife
Earn credit card rewards on your insurance, mortgage loan and more
Unlock airmiles, cashback or points on large payments that traditionally don't earn you any rewards.





Pay virtually any of life's expenses by card
Earn miles, points and cashback on all these payment types traditionally not payable by card.

Rent and rental deposit

Education

Insurance

Condo and MCST fees

Income tax

Car loan

Mortgage

Helper salary

Stamp duty

Season parking

Electricity bills

Property tax

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How many air miles can you earn?
Pay
Nick uses his credit card on CardUp to pay his insurance and education fees amounting to S$65,760 yearly
Earn
His card rewards him with 1.4 miles per dollar spent, earning him 93,675.12 miles for these payments
Redeem
Nick is able to take off on a business class flight to Tokyo worth $4,000 at only $1,151 in CardUp fees* - that's 63% in savings!
*CardUp charges a small processing fee per transaction, apply promo code from below to enjoy lower fee
Unsure how much card rewards you can earn?
Use our rewards calculator to find out
Exclusive Offers for Singlife members
While the rewards earned can easily outweigh the small fees, save even more with this exclusive offer!
New CardUp user
New CardUp user
Existing CardUp user
Have other expenses to pay? See other ongoing promotions here
"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles. This has helped us with our many vacations including to Iceland and back!"

Barry and Laura | Made rent & income tax payments on CardUp
How CardUp works?

1. Set up payment
Sign up for free. Enter the payment details. The payment is charged to your card with a small fee. You can pay anyone, even if they don't use CardUp.

2. Recipient gets paid
Once your payment is scheduled, your recipient receives the funds via bank transfer in as quickly as one business day.
3. Rack up your rewards
Your renovation payment just earned you even more rewards. Want more rewards? Pay your other large expenses through CardUp.
All payments made with CardUp meet the highest security standards
We are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform.

CardUp supports cards from all major banks and issuers












Have questions about earning card rewards using CardUp?
What payments can I make with CardUp?
You can shift payments currently made by cash, cheque or bank transfers onto your cards using CardUp, even where cards are not accepted.
This includes payments such as:
- Rent
- Condo / MCST fees
- Education fees
- Insurance premiums
- Income tax
- Car loans
- Payroll
- Supplier invoices
You can view the full list here.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 3% cashback) on most credit cards, including for payments such as insurance premiums and taxes.
This includes all of these popular credit cards listed here.
Calculate how much rewards you can earn with our Rewards Calculator here
How will the rewards earned outweigh the CardUp fee?
Rest assured for many credit cards in Singapore, the value of the rewards gained will outweigh our fees.
You can visit this link for an example taking you through how monthly payments of $5,480 can help you redeem a return business class flight to Tokyo, Japan (worth $4,000) at just $1,480 in fees!

Earn rewards on your income tax payments today
Join the thousands of customers who have paid their renovation, mortgage loan and other payments with CardUp.