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Turn life's expenses
into life experiences

Earn miles, points & cashback on local & overseas payments currently made by cash, cheque or bank transfers, even where credit cards are not accepted.

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[L+P] B2C SG Payment Type

Pay virtually any of life's expenses by card

Earn miles, points and cashback on these payment types traditionally not payable by card.

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Renovation
NEW!

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Rent and rental deposit

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Education

Pay insurance

Insurance

Pay condominium fees

Condo and MCST fees

Pay income tax

Taxes

Pay car loan

Car loan

Pay mortgage payment

Mortgage

Pay payroll

Helper salary

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Stamp duty

Pay season parking

Season parking

Pay electricity bill

Electricity bills

How it works

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1. Set up your payment

Sign up for free. Enter the payment details. The payment is charged to your card with a small fee. You can pay anyone, even if they don't use CardUp.

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2. Your recipient gets paid

Once your payment is scheduled, your recipient receives the funds via bank transfer in as quickly as one business day.

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3. Sit back and earn rewards

Sit back, relax and earn the rewards on your favourite credit cards from these payments. Here's to more miles, points and cashback!

Wondering how much CardUp can help you save on your next flight?

Use our free rewards calculator to see how much miles you can earn!

Rewards Calculator >
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Want to use CardUp for your business expenses?

We've got your payroll, supplier invoices and more covered. Let's get down to business.

CardUp supports cards from all major banks and issuers

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Citibank Logo
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HSBC Logo
Maybank Logo
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Small fees. Big rewards

To enable card payments in areas where cards are traditionally not accepted, CardUp charges a small fee per transaction that can be easily outweighed by your card rewards earned.

See our current promotions here!

The smartest way to earn more rewards

MAKING PAYMENTS

Earn more rewards on more payments

Shift your cash and cheque payments onto your credit cards with CardUp, even if your recipients do not accept cards. This lets you rack up miles, points cashback on payments you're already making.

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NEW

INTERNATIONAL PAYMENTS

Pay overseas without breaking the bank

Enjoy market-leading exchange rates, no hidden markups and low-to-no processing fees. Pay via bank transfer or credit card (rewards eligible!), it’s your choice!
Learn more >

RECURRING PAYMENTS

Set up once, earn on repeat

Weekly, monthly or even fortnightly payments? Easily schedule a year's worth of payments in minutes and never worry about late payment fees again. Sit back, relax and watch your rewards roll in.

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REFERRAL PROGRAM

Share your love of card rewards

Get up to S$4,000 off your CardUp fees when you refer friends or businesses to our platform. They get up to S$200 off their first payment and also start earning credit card rewards where they couldn't previously!

Even more features to transform the way you pay

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Rewards calculator

Calculate the rewards you can earn for different card types

Go now
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Next Day payment

Make urgent payments in as quickly as one business day

Read More
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Reliable support

Get friendly support from our team every step of the way

Get in touch
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Dashboard monitoring

See all past and upcoming scheduled payments on one page

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Real-time updates

Receive payment status updates and alerts via email and SMS

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Manage multiple cards

Add multiple cards and choose the right card for each payment type

Security is at the core of our platform

PCI-DSS and MAS

We are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform. This means that our platform meets the highest security standards to ensure that your payments are safe.

Join the tens of thousands of customers already earning rewards

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"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles. This has helped us with our many vacations including to Iceland and back!"

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Barry and Laura
Uses CardUp for rent and income taxes

"I've scheduled my child's school fees and my ongoing car loan onto my favourite cashback credit cards using CardUp. Now, I'm able to get additional savings automatically each month!"

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Jonathan Tan
Uses CardUp for education fees and car loan

"Skiing with our kids was the highlight of our year. We used the reward miles earned to fly to Switzerland, all thanks to CardUp!"

Ashley O Reilly

The O'Reilly Family
Uses CardUp for rent and taxes

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Have questions about using our platform?

What payments can I make with CardUp?

Will I earn rewards on my credit card for payments made through CardUp?

How will the rewards earned outweigh the CardUp fee?

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Maximise your credit card rewards today

Join the tens of thousands of customers who have already earned millions of air miles with CardUp