Transparent pricing for all your personal payments
No hidden fees. No rude shocks when you receive your card bill!
Pricing by payment type
We charge a small fee to securely process your payments: 2.6% for Singapore-issued cards and 3.3% for Internationally-issued cards. However, check below to see our latest promotions!
![Navigating CardUp dashboard](https://www.cardup.co/hs-fs/hubfs/13007_Product%20Benefit%20Icons_5.%20Streamline%20receivables-1.png?width=75&name=13007_Product%20Benefit%20Icons_5.%20Streamline%20receivables-1.png)
1. Select payment category
Choose the payment type you wish to make from the list below
![Earn card rewards without limits](https://www.cardup.co/hs-fs/hubfs/13007_Product%20Benefit%20Icons_7.%20No%20limits%20on%20credit%20cards%20-1.png?width=75&name=13007_Product%20Benefit%20Icons_7.%20No%20limits%20on%20credit%20cards%20-1.png)
2. Compare card rates
Compare the fee for different cards and check if there are any promotions
![Earn rewards on your credit card](https://www.cardup.co/hs-fs/hubfs/13007_Product%20Benefit%20Icons_3.%20Earn%20rewards%20-1.png?width=75&name=13007_Product%20Benefit%20Icons_3.%20Earn%20rewards%20-1.png)
3. Set up your payment
Sign in to your account, schedule your payment and enjoy the rewards!
Enjoy even more savings with these promotions
Limited time offer
Income Tax
First-time Payment categories
All Users Offer
International Payments
Rent Payments
Recurring Payments
International Payments
One-off Payments
Exclusive Bank/Issuer Offers
![American Express logo](https://www.cardup.co/hs-fs/hubfs/American-Express-logo.png?width=150&height=84&name=American-Express-logo.png)
Eligible payment types
Eligible payment types
See supported payment types for American Express® Cards here
![logo_ocbc](https://www.cardup.co/hs-fs/hubfs/logo_ocbc.png?width=150&height=41&name=logo_ocbc.png)
Limited time only
All payment types
All payment types
All payment types
All payment types
All payment types
Frequently Asked Questions
Why does CardUp charge a fee?
The CardUp fee covers the processing costs to the card-issuing banks and network providers for each transaction made. The fee also ensures our platform remains secure for your everyday use.
A standard 2.6% CardUp fee applies for, payments using domestic credit cards. However, applicable promo codes can be applied for lowered fees.
What is the fee for using international cards?
For Visa/Mastercard/American Express/UnionPay credit cards issued outside Singapore:
- A 3.3% fee applies on each transaction
- Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.
- For payments of $1,000 or less, a minimum CardUp fee of $33 applies
Can the rewards earned on my card outweigh the CardUp fee?
Yes! By earning miles, points on cashback on these payments you're currently already making via cash, cheque or bank transfer, you'll now be able to maximise your rewards earned. This lets you save up over 50% on the price of a business class flight ticket with the miles earned, or get rebates directly via cashback! Learn more here.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 5% cashback) on most credit cards, including for payments such as insurance premiums and taxes.
This includes all of these popular credit cards listed here.